Mobile Banking

Mobile 3.0: your Bank, safer and with you at all times.

The Mobile 3.0 solution is Asseco PST's proposal for Mobile Banking. Mobile is the preferred channel of millennials and one of the preferred channels of the other generations. For more proximity and a more personal experience, having an APP is essential for any Financial Institution.

Mobile 3.0 is a native APP, supporting iOS and Android and also responsive for Tablets, with security mechanisms, such as biometric authentication (either fingerprint or facial recognition), PIN or even device registration/geolocation and Building Blocks principle in order to provide distinguishing functionalities or a more innovative character.

Keeping up with trends in the use of this type of devices, Mobile 3.0 allows Banks to provide their customers with the latest applications, such as goal-oriented savings, expense categorisation, as well as a fluid and up-to-date user experience.

Key Functionalities

Integrated View

Overview of the customer's position, thus allowing the consultation of his/her assets and respective detail.

Support for transfers and payments

Performance of transfers between customer, internal and interbank accounts and payments to entities.

Maturity Agenda

Viewing of the scheduled payments, thus facilitating the management of the customer's budget.

Branch location

Quick access to information of nearby branches for personalized service.

24/7

24 hours, 7 days a week, the customer can consult their assets and respective details, as well as perform transfers or payments to entities.

Expense categorisation

Display of the type of expenses made by categories. Automatic categorisation, also customisable by the customer.

Goal-oriented savings

Allows the customer to define savings according to his/her goals, for example: a trip. Savings with manual and automatic reinforcement mechanisms.

Account Opening

Comfort at the customer's service. Ability to open an account online via the APP. Fully digital or with over-the-counter completion, the Bank may decide which is preferred.