A solution for every customer challenge.
The challenges of the financial market require each institution to provide an appropriate and often personalised response to stakeholders (e.g. customers, regulators, partners), one that makes a difference in strategic areas of its business.
This response must be efficient and with the right time-to-market for an increasingly evolving market. To this end, in addition to fully customised services, we provide a set of frameworks that speed up the process of implementing the specific business requirements of each institution.
We classify these frameworks into 3 major areas:
Products
Specific functionalities or processes to be implemented at the level of financial products to be made available by the Bank.
- Simplified Accounts
- Growing PD rates with criteria
- Indexed PD rates
- Processing of maintenance costs
- Controlled massive change of domiciliation
- Massive change of credit accounts with criteria
- Cheque Console
- Control of transactions, deposits and withdrawals
- Processing of Overdue Interest
- Protocols with customers
Reporting
Local or international regulatory reporting.
- FATCA
- CRS
- FGD
- Exchange rate policy
- Official reporting of commissions charged to customers
Interfaces
Interfaces between Banka core banking and a range of external solutions.
- AML multi-solution interface
- Interface with credit workflow solutions
- Interface with debt recovery solutions
- SAP accounting interface
- Impairments accounting interface
- Miscellaneous interfaces for reporting to the ECB
- VAT invoicing interface for bank commissions
- Unitel Interface
- Credit Insurance Interface
As with the standard components of Banka's core banking business, we ensure a specialised helpdesk service 24/7 for all our products and customised developments through a specific template.