CREDIT SCORING
Continuous tracking of customer performance and behavior history in their processes.
ARC | Credit
Monitoring and Recovery
Monitoring and Recovery
As Financial Institutions face digital transformation, new business models and tight regulation, Asseco PST's Risk area is active in providing specialized consulting services and delivering effective technology solutions in Global Risk Management and Regulatory Compliance.
We operate in the various areas of Banking Risk, transforming challenges into competitive advantages.
Explore our ARC Solution, a technology that can help reduce costs with non-performing loan (NPL) recovery.
ARC | Credit Monotoring and Recovery
Our ARC Solution consists of three main pillars:
RECOVERY
Determine the best strategy for credit recovery based on decision trees and according to the reality of each institution. Represents a set of actions to be performed in case of delayed payment and one or more installments related to a credit operation.
MONITORING
Management of the Operational Model for Credit Monitoring and Recovery, evaluating its performance in the function of serving the Bank's financial and operational objectives, namely productivity of the intervening areas and branches, Success Rate per Process Manager; Productivity per Area of the Bank; Total Loss versus Budget, among many others.
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We help financial institutions manage their overdue loans.
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AXIS Risk Suite is committed to excellence, efficiency, and effectiveness in identifying, measuring, and mitigating financial and non-financial risk, helping financial institutions move from a passive to a proactive approach regarding the risks of their activity.
The operational implementation of Risk Management based on internal or regulatory models must be supported by sophisticated technological solutions that automate procedures, calculations, and validations.
This webinar is dedicated to the topic "Challenges in Credit Recovery and NPL Management" and is aimed at banking clients from the various geographies of the Lusophone universe where we operate, in three continents.
The current pandemic situation has also significantly impacted the criteria, and how instituitions are doing their processes relating to the recovery of non-performing loans. The access to credit, its monitoring, the recovery of non-performing loans, and the valuation of the assets given as guarantees stand out as the main pillars of the banking business.
Considering the necessary standardization of the norms in force in the Banking System, dictated by the EBA (European Banking Authority), whether regarding the treatment of non-performing loans or the standardization of its report, this document will address its main challenges, adjusted to the reality in which we find ourselves.
These challenges are systematically addressed by ASSECO PST specialized business and technological consulting services, from from the establishment of the Strategy for the reduction and treatment of non-productive loans, to its implementation.
Nowadays, it is objectively more correct to say that one of the ways for a company to achieve its financial goals, namely profit, is by committing to ESG (Environmental, Social, and Governance) principles. These principles have actually proven to be a business opportunity for companies and, consequently, for economies in general.
The banking sector is one of the largest and safest vectors for boosting the economy and is a key resource for ensuring global sustainability and the commitment made by states in the 2015 Paris Agreement (on climate change).
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We help financial institutions with credit monitoring and recovery.